Palm Coast City property records are managed by the Flagler County Property Appraiser and the Flagler County Clerk of Court. These two offices hold every piece of public data tied to a parcel inside the city, including owner name, property address, legal description, assessed value, tax exemptions, sales history, building characteristics, and recorded deeds.
Anyone can search this data for free using the official online portals run by Flagler County government.
Palm Coast sits in Flagler County on Florida’s northeast coast. The city is one of the largest by land area in the state. In 2026, the Flagler County Property Appraiser reports that average taxable property values in the county fell for the first time in 14 years, outside of new construction. This shift makes accurate parcel lookups more important for buyers, sellers, and current owners who want to track how assessments are moving.
Flagler County Property Appraiser: The Official Starting Point
The Flagler County Property Appraiser (FCPA) is the main office for Palm Coast property data. Its job is to identify, list, and value every parcel in the county. It also manages exemption applications, maintains the GIS map system, and certifies the tax roll each year for the Florida Department of Revenue.
The FCPA office is at 1200 E. Moody Boulevard, Bunnell, FL 32110. The main phone line is 386-313-4150. The official website is flaglerpa.com. Office hours run Monday through Friday during normal business hours. The office was closed on July 2 and July 3, 2026, for the July 4th holiday and resumed regular hours on July 6, 2026.
The Property Appraiser does not send tax bills and does not collect payments. Those duties belong to the Flagler County Tax Collector. If you have a question about a tax bill, payment plan, or delinquency, contact the Tax Collector. If you have a question about assessed value, ownership records, parcel boundaries, or exemption status, the FCPA is the right office to call.
The FCPA assigns each Palm Coast parcel a unique Parcel Identification Number, also called a Parcel ID or PARCEL ID. This number is the most reliable way to pull a full record. You can find it on a prior tax bill, a deed, a title insurance commitment, or a prior year’s TRIM notice. The FCPA portal also lets you search by owner name, site address, or subdivision name if you do not have the Parcel ID.
How to Search Palm Coast Property Records Online
The FCPA online search tool is free to use and does not require an account. It runs 24 hours a day, 7 days a week. Searches return results in seconds. The portal is built to handle single-parcel lookups and large group searches at the same time.
Search by Owner Name
Enter the full last name and first name of the property owner. The system returns every parcel tied to that name in Flagler County. Results show the owner’s mailing address, the property site address, the Parcel ID, and a link to the full record card. If a person owns multiple parcels, all of them appear in one list.
Search by Property Address
Type the full street address or part of it. For example, entering only a zip code returns every property assigned to that zip code. Entering a street name and house number range narrows the result. Each match shows the Parcel ID, owner of record, and current assessed value.
Search by Parcel ID
The Parcel ID search returns a single record. This is the fastest method and gives the cleanest match. The Parcel ID format for Flagler County uses a combination of section, township, range, and parcel digits. The full record card opens directly when a match is found.
Search by Subdivision or Legal Description
The FCPA portal also allows searches by subdivision name, plat book and page, or condensed legal description. This method works for vacant land, inherited parcels, or older subdivisions where street addresses may not match current records. A short legal description search often returns a match when an address search fails.
What Palm Coast Property Records Include
A full FCPA record card for a Palm Coast parcel shows a complete set of public data. The main categories are ownership, valuation, exemptions, building characteristics, land data, and sales history.
Ownership Data
The owner of record section shows the legal owner’s name, the owner’s mailing address, and the deed reference. The deed reference lists the Official Records book and page number filed with the Flagler County Clerk of Court. When a sale closes, the Clerk records the new deed. The FCPA then updates the parcel record to reflect the new owner for the next tax roll.
Valuation Data
Three values appear on every record card. Just value is the Property Appraiser’s estimate of market value as of January 1 each year. Assessed value is the value used to calculate taxes and is limited by Save Our Homes for homestead properties. Taxable value is the assessed value minus any approved exemptions. Each value is shown for the current year and the prior year so owners can track changes.
Exemptions and Tax Relief
The exemptions section lists every active tax relief program applied to the parcel. Common exemptions in Palm Coast include homestead, senior, widow or widower, disability, and veteran exemptions. Each one shows the dollar amount it removes from the taxable value. If an exemption is missing, the owner must file an application with the FCPA to add it.
Building Characteristics
The building section shows year built, total living area, number of stories, construction type, roof type, heating and cooling system, exterior walls, and number of bedrooms and bathrooms. For newer properties built after 2000, building data is pulled from permit records and tends to be very accurate. For older homes, data may come from a prior field inspection and may need to be verified.
Land Data
Land data shows lot size in square feet or acres, land use code, and zoning classification. Palm Coast has a wide mix of land uses including single-family residential, multifamily, vacant residential, commercial, and conservation. Each land use code triggers a different valuation method under Florida law.
Sales History
The sales history section lists every recorded transfer over the past several years. Each sale shows the sale date, sale price, deed type (warranty, quitclaim, foreclosure), and the Official Records reference. Non-arm’s-length sales such as gifts, family transfers, or court-ordered transfers usually show a nominal price and may not reflect the true market value of the parcel.
Homestead Exemption for Palm Coast Residents
Florida homestead law gives Palm Coast homeowners a reduction in their assessed value if the property is their primary residence. The first $25,000 of homestead exemption removes value from all tax levies, including school district taxes. The second $25,000 applies only to non-school levies. Together, they can reduce a home’s taxable value by up to $50,000.
The filing deadline for a new homestead exemption is March 1 each year. The owner must hold title to the property and use it as the primary Florida residence as of January 1 of that year. Required documents include a Florida driver’s license or state ID with the property address, a voter registration record showing the same address, and a recorded deed showing ownership. Holding a homestead exemption in another state disqualifies the Florida claim.
Under the Save Our Homes (SOH) cap, the assessed value of a homestead property can rise no more than 3% per year or the rate of change in the Consumer Price Index, whichever is lower. In Palm Coast, where market values have risen sharply over the past decade, the SOH cap often creates a large gap between market value and assessed value. That gap protects long-term owners from steep tax increases. When the property sells, the SOH cap resets and the new assessed value reflects the market value the following January 1.
Portability lets a Florida homeowner carry part of their accumulated SOH benefit to a new Florida homestead. The maximum portable amount is $500,000. To claim portability, the owner must file Form DR-501T with the FCPA at the same time as the new homestead application. The owner has up to three years from giving up the prior homestead to use portability.
GIS Map and Parcel Viewer Tools
The FCPA runs an online GIS map for Flagler County that shows every parcel in Palm Coast. The map displays parcel boundaries, lot dimensions, owner name, Parcel ID, and current zoning. Users can zoom in to street level, measure distances, print map tiles, and link directly from a map feature to the full property record card.
The GIS map is useful for confirming property lines, checking whether a parcel touches a road or waterway, and reviewing the shape and size of a vacant lot. It does not replace a legal survey, but it gives a clear visual reference for most parcel questions. The viewer loads aerial photography layered on top of parcel lines, which helps users see how the parcel fits within the surrounding neighborhood.
To use the GIS map, visit flaglerpa.com and select the GIS link from the main menu. A separate tab opens the parcel viewer. Search by address, owner, or Parcel ID. Click any parcel on the map to see a pop-up summary with a link to the full record card.
City of Palm Coast Government Resources
The City of Palm Coast handles local services, city-level permits, and city public records. The main City Hall is at 160 Lake Avenue, Palm Coast, FL 32164. The main customer service phone is 386-986-2360. The official city website is palmcoast.gov.
Building permits, code enforcement, and inspections are managed by the City of Palm Coast Building Department. The Building Department handles permit applications, plan review, inspection scheduling, and certificate of occupancy. Permit records are searchable online through the city’s public portal.
To check whether a permit was pulled for a specific address, use the city’s online permit search tool. The search returns permit numbers, permit types, application dates, inspection status, and final approval status. Permit records are useful when buying a home to confirm that additions, renovations, or pool installations were properly closed with a final inspection. Open permits without final inspections can delay a sale or create code enforcement issues for the new owner.
The City of Palm Coast City Council meets regularly to vote on local business. Meeting agendas, minutes, and video recordings are posted on the city website. These records are public and searchable by date or topic. Council records are useful for tracking zoning changes, annexations, and code amendments that may affect a specific parcel.
Recorded Deeds and Official Records at the Clerk of Court
The Flagler County Clerk of Court is the official custodian of recorded documents under Chapter 28 of the Florida Statutes. The Clerk’s office records deeds, mortgages, satisfaction of mortgage, liens, lis pendens, easements, and other instruments that affect real property in Palm Coast.
The Clerk’s online records search lets users pull recorded documents by name, parcel number, or document type. The search returns a list of matching records with the Official Records book and page reference. Each document can be viewed as a scanned image. Certified copies require a per-page fee plus a certification fee per document.
A full title search on a Palm Coast property requires pulling data from both the FCPA and the Clerk. The FCPA record shows current ownership and the deed reference. The Clerk’s records show the actual deed language, any mortgages still in effect, recorded liens, and easements. A title insurance commitment combines both data sets into a single report used by buyers, sellers, and lenders at closing.
Florida’s Public Records Law (Chapter 119) requires government agencies to make these records available to the public. Most property records are accessible online without a formal request. For records that are not online, a written public records request can be filed with the Clerk or the FCPA. Agencies must respond in a reasonable time and may only charge fees allowed under Florida law.
TRIM Notice and Property Tax Calendar
Each August, the Flagler County Property Appraiser mails a TRIM (Truth in Millage) notice to every property owner in Palm Coast. The TRIM notice is not a tax bill. It shows the proposed assessed value, the proposed taxable value, the proposed millage rates from each taxing authority, and the estimated tax bill based on those rates. The notice also lists the dates of the upcoming budget hearings for each authority.
If a property owner disagrees with the assessed value shown on the TRIM notice, they can file a petition with the Flagler County Value Adjustment Board (VAB). The petition must be filed within 25 days of the TRIM mailing date. There is no filing fee. The VAB holds hearings where owners can present evidence, including comparable sales, photos, or independent appraisals. If the VAB reduces the assessed value, the tax bill is adjusted before it goes out in November.
The Flagler County Tax Collector mails the final tax bill in November. Early payment discounts apply each month: 4% in November, 3% in December, 2% in January, and 1% in February. Full payment is due by March 31. After March 31, unpaid taxes become delinquent and the county may offer tax certificates for sale to investors. Most Palm Coast property owners pay in November or December to capture the highest discount.
Chapter 192 and Chapter 193 of the Florida Statutes govern the full property tax cycle. These laws set the January 1 valuation date, the methods used to assess real and personal property, the exemption framework, the TRIM notice requirements, and the timeline for certifying the tax roll each September.
Tangible Personal Property Tax Returns
Owners of business equipment, rental furniture, or other tangible personal property must file a DR-405 Tangible Personal Property Tax Return with the FCPA each year. The filing deadline for the 2026 tax year was April 1, 2026. A 30-day extension can be requested by emailing jmarsi@flaglerpa.com.
Tangible personal property tax applies to assets used in a business but not attached to the real estate. This includes office equipment, machinery, tools, signs, leasehold improvements classified as personal property, and rental furniture. Owners who file after the deadline may lose the right to certain exemptions and may receive a higher assessment based on the best data available to the FCPA.
2026 Property Value Trends in Palm Coast and Flagler County
For the first time in 14 years, the average taxable property value in Flagler County and its cities fell in 2026, outside of new construction. The drop was driven by a cooling residential market and modest commercial shifts. The City of Palm Coast, which holds the largest share of county parcels, accounted for most of the change.
Independent housing market data from July 2026 shows Palm Coast has 5.7 months of inventory, putting the market in a balanced state where supply and demand are roughly equal. The average home value in Palm Coast is $344,274, down 2.5% over the past year. The number of closed sales in June 2026 was 2,249, up from 2,161 in June 2025. Days on market increased to 96 days, up from 89 days a year earlier.
These shifts affect the assessed values shown on the FCPA record cards. Each January 1, the FCPA reviews the prior year’s sales and adjusts values to reflect market conditions. Lower market values lead to lower assessed values, lower taxable values, and lower tax bills. Owners who believe their assessed value is still too high can file a VAB petition during the 25-day window after the TRIM notice is mailed in August.
How to Request Certified Copies of Palm Coast Property Records
For a certified copy of a recorded deed, mortgage, or other official document, file a request with the Flagler County Clerk of Court. Certified copies include a raised seal and a per-page fee plus a certification fee. Most documents are available the same day at the Clerk’s office or within a few business days by mail.
For a certified copy of an FCPA record card or exemption history, file a request with the Flagler County Property Appraiser. The FCPA charges a per-page fee for printed records. Some records can be printed directly from the online portal without a formal request.
For bulk data requests, such as a CSV file of all Palm Coast parcels or a GIS layer of parcel boundaries, contact the FCPA or the Flagler County GIS office. Bulk data fees depend on file size and format. The data is licensed for specific uses under Florida law.
Key Office Contact Details
Flagler County Property Appraiser
1200 E. Moody Boulevard, Bunnell, FL 32110
Phone: 386-313-4150
Website: flaglerpa.com
Email for general questions: info@flaglerpa.com
TPP extension requests: jmarsi@flaglerpa.com
City of Palm Coast
160 Lake Avenue, Palm Coast, FL 32164
Phone: 386-986-2360
Website: palmcoast.gov
Flagler County Clerk of Court
1769 E. Moody Boulevard, Bunnell, FL 32110
Phone: 386-313-4400
Website: flaglerclerk.com
Flagler County Tax Collector
1769 E. Moody Boulevard, Bunnell, FL 32110
Phone: 386-313-4401
Website: flaglertax.com
Frequently Asked Questions
Where do I find the official Palm Coast property records?
The official source is the Flagler County Property Appraiser at flaglerpa.com. The online portal lets you search Palm Coast parcels by owner name, property address, Parcel ID, or legal description. The site is free, requires no account, and runs 24/7. For recorded deeds, mortgages, and liens, use the Flagler County Clerk of Court records search at flaglerclerk.com.
How do I find out who owns a property in Palm Coast?
Enter the property address or Parcel ID into the FCPA search portal. The owner of record, mailing address, and deed reference appear on the first result page. The FCPA updates ownership records after the Clerk records a new deed. If the property was transferred recently, allow a few weeks for the update to appear in the FCPA system.
Can I see the assessed value and sales history of a Palm Coast home?
Yes. The full FCPA record card shows the just value, assessed value, and taxable value for the current year and prior year. It also lists every recorded sale with date, price, deed type, and Official Records reference. Sales history goes back several years. Older transfers may be limited based on data availability.
What is the homestead exemption deadline for Palm Coast?
The deadline to file a new homestead exemption is March 1 each year. The property must be the owner’s primary Florida residence as of January 1. Required documents include a recorded deed, a Florida driver’s license with the property address, and voter registration showing the same address. Late filings may be accepted with good cause under Florida law.
How do I check if a permit was pulled for a Palm Coast address?
Use the City of Palm Coast online permit search on palmcoast.gov. Enter the address to see all permits tied to the property, including building, electrical, plumbing, mechanical, and roofing permits. Each record shows the permit number, issue date, contractor, inspection status, and final approval. Open permits without final inspections should be closed before any property sale.
What should I do if I disagree with my Palm Coast property assessment?
File a petition with the Flagler County Value Adjustment Board within 25 days of the TRIM notice mailing date in August. The petition is free. You can submit evidence online, by mail, or in person at the VAB hearing. Comparable sales, photos of property defects, or an independent appraisal can support your case. If the VAB lowers the assessment, the tax bill is reduced before it goes out in November.
Are Palm Coast property records free to search?
Yes. The FCPA portal and the Clerk of Court portal are both free for online searches and document viewing. Certified copies, printed record cards, and bulk data exports carry a fee. No subscription or login is required for the basic search tools.