Union County property records are public files that show who owns land, houses, and buildings in Union County, North Carolina. These records include the owner’s name, the parcel number, the legal description, the assessed value, the sales history, and the tax status.
Anyone can look at these records for free through the county’s online tools or by visiting the offices in person.
Union County sits southeast of Charlotte. The county seat is Monroe. The area has grown fast since 2010, and real estate activity stays high. Because of this, the county keeps its property database up to date and easy to search from any computer or phone.
What Are Union County Property Records
Union County property records are the official files that track every piece of real estate in the county. Each parcel of land has its own record. The record holds the owner’s name, the mailing address, the parcel ID number, the lot size, the building size, the year built, and the tax value.
These records come from three main sources. The tax assessor keeps the value and ownership data. The Register of Deeds keeps the deeds, mortgages, and liens. The GIS office keeps the maps that show the shape and location of each parcel. Together, these three sources form a full picture of any property in Union County.
North Carolina law makes all of these records public. State law Chapter 132 gives any person the right to see and copy public records. There is no fee for viewing records online. There may be a small fee for printed copies or certified copies.
Union County Tax Assessor Office
The Union County Tax Administration office is in charge of property values and ownership data. The office is led by the Tax Assessor, who is appointed by the Board of County Commissioners. The office does not set tax rates. Tax rates come from the county, the city, and the school board. The assessor’s job is to place a fair value on each property each year.
The main office sits at 500 N Main Street in Monroe. Office hours run from 8:00 a.m. to 5:00 p.m., Monday through Friday. The phone number is (704) 283-3796. The office closes for state holidays.
The assessor reviews properties every four years. The office also checks new building permits each week. A new house, a room addition, or a new pool will trigger a review. The new value shows up on the next tax bill that comes out on January 1.
How to Search Union County Property Records Online
You can search Union County property records through the county’s online portal. The portal is on the official county website. The site is open 24 hours a day. You do not need an account to use it.
The portal gives you four ways to look up a property. You can search by parcel number. You can search by owner name. You can search by property address. You can search by map using the GIS viewer. Each method works best for a different situation.
If you have a parcel number from a tax bill, use the parcel search. The parcel number is the fastest way to get the full record. If you know the owner’s name but not the address, use the owner search. If you know the street address, use the address search. If you want to see the parcel on a map, use the GIS viewer.
Union County Parcel Search
The parcel search is the most direct way to find a property. Each parcel in Union County has a unique number. The number looks like 01-001-000. The first set of digits is the township. The next set is the parcel group. The last set is the individual lot.
Type the parcel number into the search box on the county website. The result page shows the owner’s name, the property address, the land size, the building size, the year built, the last sale date, the last sale price, and the current tax value. You can also see the tax bills from past years and any exemptions on the property.
Union County Property Owner Lookup
The owner lookup is helpful when you know the name of a person or a company but not the address. Type the last name first, then the first name. If the last name is common, add the first name to narrow the list. The search will pull up all parcels that match the name.
The owner search also shows the mailing address. Some owners use a different mailing address than the property address. For example, a landlord may have the rental house under one name but get the mail at a different house. The owner search shows both addresses so you can tell them apart.
Union County Property Search by Address
The address search works for a specific street. Type the house number and the street name. The search will pull up the main record for that address. If a property has more than one parcel, the search will show all of them. A large farm, for example, may have one main house but several tax parcels.
The address search also works for new streets. If a developer builds a new road, the road name will show up in the search once the first house gets a permit.
Union County GIS Property Map
The GIS map is a visual tool that shows every parcel in Union County on a map. The map viewer is free and does not need a login. You can zoom in to street level. You can zoom out to see the whole county. You can switch between satellite view and street view.
The map shows the lot lines for each parcel. You can click on any parcel to see the owner, the parcel number, the land use code, and the tax value. The map also shows flood zones, city limits, school zones, and voting districts. You can turn these layers on and off.
The GIS map is helpful for buyers who want to see the lot lines before they make an offer. It is also helpful for builders who need to know the size of a lot. The map is updated each month with new parcel splits and new construction.
Union County Land Records and Deed Records Search
Union County land records and deed records are kept by the Register of Deeds office. The Register of Deeds is an elected official. The office records all deeds, mortgages, liens, plats, and other legal papers that affect real estate in the county.
The Register of Deeds office has its own search tool. You can search by grantor name (the person who sold the property), by grantee name (the person who bought the property), by document type, or by book and page number. The search shows the date the document was recorded, the names on the document, and a scanned image of the original paper.
The office address is 500 N Main Street, Room 105, Monroe, NC 28112. The phone number is (704) 283-3654. Office hours run from 8:30 a.m. to 5:00 p.m., Monday through Friday. You can also order certified copies online for a small fee.
Union County Property Tax Records
Union County property tax records show how much tax each property owner pays each year. The tax bill is based on the assessed value, the tax rate, and any exemptions on the property. Tax bills go out in July each year. Payment is due by January 5 of the next year.
You can look up tax records on the county website. The tax record shows the current bill, the past three years of bills, the payment history, and any outstanding balance. The record also shows if the property has a lien for unpaid taxes.
The tax rate changes each year. The county sets a rate. Each city sets a rate. The school board sets a rate. The total rate is the sum of all three. The current tax rate is listed on the county website under the Tax Administration page.
Union County Property Tax Payment
You can pay Union County property tax bills online, by mail, or in person. The online system takes credit cards, debit cards, and e-checks. There is a small fee for card payments. E-checks have a flat fee. There is no fee for payments made by mail or in person.
If you pay by mail, send the payment to the Union County Tax Collector at 500 N Main Street, Monroe, NC 28112. Make the check out to Union County Tax Collector. Write the parcel number on the check. Postmark by January 5 to avoid interest.
If you pay in person, visit the Tax Collector’s office on the first floor of the county building. The office takes cash, checks, money orders, and cards. Drive-through service is also open during business hours.
Union County Property Assessment Records
Union County property assessment records show the value the assessor places on each property. The assessor sets a new value every four years. The value is based on the market as of January 1 of the year of the review. For the years between reviews, the value stays the same unless a change happens to the property.
The assessment record shows the land value, the building value, and the total value. It also shows any exemptions. The most common exemption is the homestead exemption, which lowers the value of a primary residence by the first $25,000 for school taxes and another $25,000 for county and city taxes. The record shows the value with and without the exemption.
If you think the assessor set the value too high, you can appeal. The appeal form is on the county website. You must file the appeal by the date on your tax bill. The appeal goes to the Board of Equalization and Review. The board hears cases in May each year.
Union County Ownership Records and Title Records
Union County ownership records show the full chain of who has owned a property. The current owner is on the assessor’s website. Past owners are on the deed records at the Register of Deeds. The chain goes back to the original grant from the state or from the railroad company, depending on the age of the parcel.
Title records go deeper than ownership. Title records show liens, easements, covenants, and other limits on the property. Title records are private. You need a title search through a title company to see the full title history.
The county’s online tools show most of what the public needs. For a full title search for a sale or a refinance, work with a title company or a real estate lawyer.
Union County Real Estate Records and Market Data
Union County real estate records include sales data from the past. Each sale is recorded with the date, the price, the buyer, the seller, and the deed book and page. The sales data goes back many years on the Register of Deeds website.
The tax assessor also keeps sales data. The assessor’s sales data shows the sale price, the assessed value after the sale, and any change in the land use code. The sales data is the base for the next review of values.
You can use this data to check what homes on a street have sold for. You can use it to see trends in a neighborhood. You can use it to set a fair price if you plan to sell. The data is free to view.
Union County Public Property Records and Transparency
Union County public property records are part of the state’s open records law. North Carolina General Statute 132-1 gives the public the right to see and copy public records. The county must respond to a records request within a set time frame. Most records are online and do not need a formal request.
Some records are not public. Social Security numbers, bank account numbers, and other private data are redacted. Tax records for properties with a homestead exemption show the owner’s name but block some personal details.
The county posts a records request form on its website. You can use the form for records that are not online. The county charges a copy fee based on the number of pages.
Cities in Union County, North Carolina
Union County has many towns and cities. The largest city is Monroe, the county seat. Other cities include Indian Trail, Waxhaw, Weddington, Marvin, Stallings, Wesley Chapel, and Fairview. The city of Marshville is on the south side. The town of Wingate is home to Wingate University.
Each city has its own property records office for city tax bills. The county tax bill is separate. If you own property in a city, you will get two tax bills. The city tax goes to the city. The county tax goes to the county and the school board.
| City | Population (2024 est.) | Main County Service |
|---|---|---|
| Monroe | 36,500 | County Seat, full services |
| Indian Trail | 42,800 | Tax collection, planning |
| Waxhaw | 22,300 | Tax collection, permits |
| Weddington | 12,400 | Tax collection |
| Stallings | 17,900 | Tax collection, police |
| Wesley Chapel | 11,200 | Tax collection |
| Marshville | 2,800 | Tax collection, town hall |
Nearby Counties
Union County borders Mecklenburg County to the north, Cabarrus County to the northeast, Stanly County to the east, Anson County to the south, and Lancaster County, South Carolina, to the southwest. Each of these counties has its own property records system.
If you own property in more than one county, you must check the records in each county. The records do not share between counties. A person can own land in Union County, NC, and in Lancaster County, SC, and the records for each will be on different websites.
Union County Property Records Office Contact
For tax records, ownership data, and property values, contact the Union County Tax Administration office. The office is at 500 N Main Street, Monroe, NC 28112. The phone number is (704) 283-3796. Office hours run from 8:00 a.m. to 5:00 p.m., Monday through Friday. The website is unioncountync.gov.
For deeds, mortgages, liens, and other recorded documents, contact the Union County Register of Deeds office. The office is at 500 N Main Street, Room 105, Monroe, NC 28112. The phone number is (704) 283-3654. Office hours run from 8:30 a.m. to 5:00 p.m., Monday through Friday.
For tax payments, contact the Union County Tax Collector at the same main address on the first floor. The phone number is (704) 283-3500. The office takes payments in person, by mail, and online.
Frequently Asked Questions
The questions below cover the most common points people ask about Union County property records. Each answer gives clear facts and points you to the right office or tool.
How Do I Find Out Who Owns a Property in Union County?
You can find the owner of a Union County property by searching the county tax assessor’s website. The search lets you look up by parcel number, by owner name, or by property address. The owner name shows up on the first page of the result. The record also shows the mailing address, which may be the same or different from the property address. If you need proof of ownership for a legal matter, order a certified copy of the deed from the Register of Deeds office. A certified copy costs a small fee and has the court seal on it.
Are Union County Property Records Free to Search?
Yes. The online search tools on the Union County website are free. You can view the owner name, the value, the sales history, the tax bill, and the exemptions. You do not need an account. There is no fee to view the records. There is a fee for printed copies. The fee is set by North Carolina state law. Certified copies cost more than regular copies. The Register of Deeds office also has a free online search for deeds and mortgages. That search also shows scanned images of the recorded documents.
How Often Does Union County Update Property Values?
Union County revalues all properties every four years. The last revaluation took place in 2025. The next revaluation will happen in 2029. Between revaluation years, the assessor only changes a value if a permit is pulled, if a property is split, if a property is damaged, or if an exemption is added or removed. The January 1 value is the value used for that year’s tax bill. Any change to the property after January 1 does not affect the bill for the current year. The change shows up on the next bill.
Can I See a Property’s Sales History in Union County?
Yes. The Union County tax assessor website shows the last sale date and the last sale price. The Register of Deeds website shows every recorded deed for the property. The deed search goes back to the late 1800s for older parcels. The sales history helps you see how a property’s value has changed over time. The data is free to view on both sites. For a full title history that includes liens and easements, work with a title company.
What Is the Difference Between the Tax Assessor and the Register of Deeds?
The tax assessor keeps the value of each property and the owner’s name for tax billing. The Register of Deeds keeps the legal documents that affect the property, like deeds, mortgages, and liens. The tax assessor data is for tax purposes. The Register of Deeds data is for legal proof of ownership. If you want to know how much a property is worth, use the assessor. If you want to know who signed the deed, use the Register of Deeds. Both offices are in the same county building in Monroe.
How Do I Get a Copy of a Deed in Union County?
You can get a copy of a Union County deed from the Register of Deeds office. The office is at 500 N Main Street, Room 105, Monroe, NC 28112. The phone number is (704) 283-3654. You can order a regular copy in person or by mail. You can order a certified copy in person, by mail, or online through the county website. A regular copy shows the recorded image of the deed. A certified copy has the county seal and is accepted by courts, banks, and title companies.
Can I Search Union County Property Records by Phone?
Yes, you can call the tax assessor at (704) 283-3796 to ask about a specific property. Staff can pull up the record while you are on the line. They can read the owner name, the value, the tax status, and the exemptions. They can also tell you the parcel number. The Register of Deeds staff can also help with deed searches by phone. Call (704) 283-3654 for deed records. Phone help is free. Wait times may be longer during the January tax season and the March exemption deadline.